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The Louisiana Individual Assistance Grant Program provides information of Louisiana's FEMA based support for individuals and families in the wake of a Presidentially declared disaster. From grants that provide for special and personal needs, to temporary housing to helping with U.S. Small Business Administration loans and more, the FEMA Individual Assistance Program is an important resource for community members recovering from disaster. Homeowners can save up to $5,000 or half the costs of home retrofits, whichever is less.
Enter your email and zip code, and we will connect you to a FORTIFIED professional in your area who can inspect your roof and help you determine if it does need to be replaced. Enter your email and zip code, and we’ll send your personalized “Get FORTIFIED” packet. We will provide a clear and concise home inspection report, in a timely manner, to assist you in your decision making process. Generally, FORTIFIED™ Home Evaluators have a background in construction or home inspection, and are either licensed or registered design professionals, builders, or home inspectors as well as being a licensed FORTIFIED™ Home Evaluator. The Louisiana Homeowners Rate Comparison Guide can help you compare homeowners insurance rates among companies based on various examples, including mitigation.
About Fortified
Whether you are building new home, roofing, or renovating an existing property, FORTIFIED is affordable and effective way to protect your home. FORTIFIED is a voluntary construction and re-roofing Program designed to strengthen homes and commercial buildings against specific types of severe weather such as high winds, hail, hurricanes and even tornados. Tax deductions for voluntarily retrofitting an existing residential structure to bring it into compliance with the new building code. Exclusions from local sales and use tax when purchasing storm shutter devices for hurricane protection. In 2020, there were 30 named tropical systems, more than 1000 confirmed tornadoes, and a derecho that became the costliest thunderstorm in US history.
We’ll also send you important information on how to get started on your roof replacement and some preventative measures you can take to protect your home until them. Not only can we connect you to FORTIFIED Service Providers who work in your area, we may be able to point out incentives available in your state that can help save you money.
Typical Construction Leaves Your Home Vulnerable
Now, you can use our knowledge to defend your home, simply by asking your contractor to follow the FORTIFIED construction method. FORTIFIED is based on over 20 years of research, real-world testing and observations by the Insurance Institute for Business and Home Safety . There are FORTIFIED standards for coastal as well as inland construction. Each standard will reduce damage from the specific weather-related threats a building will face, including hurricanes, hail, high winds, and low-level tornadoes. Home and business owners across the country are strengthening their properties against storm damage by using FORTIFIED construction standards.
The FORTIFIED Home™ program has three levels of designation—Bronze, Silver and Gold—that build upon each other, allowing you to choose the desired level of protection that best suits your budgets and resilience goals. We spent decades studying the damage caused by hurricanes, tornadoes and other severe weather events and identified common weaknesses in homes built using conventional construction standards. Then, we spent years finding the best solutions by testing them in the only research center in the world capable of full-scale building tests.
You’re in the right place. We want to help you determine if now might be the time to replace your roof.
Whether your project is a FORTIFIED ™ new roof or a FORTIFIED ™ Gold new home, there are certain construction details that need to be documented. Your Evaluator should document and keep the records for these items. I have been performing inspections for a long time in our neighborhood.
At Knockout Inspections, we help alleviate your stress by offering fair prices, thorough services, answers to all of your questions, and comprehensive home inspection reports. Join us for the inspection and walk away feeling well-informed and confident about making your buying or selling decisions. Hiring an Evaluator is the first, most crucial step on the road to your FORTIFIED™ Certificate.
Fortified Inspections
Answer these three questions to see if your home is eligible for a designation and the insurance incentives that often come with one. The FORTIFIED construction method is a voluntary construction standard backed by decades of research, that your roofing contractor or builder can use to help protect your home against severe weather. Our business was built on a foundation of great customer service. We respect each and every one of our clients and consider all of our inspections to be of equal importance. Buying or selling a home can seem overwhelming without guidance from an industry professional.
How to Select a Roofing Contractor Selecting a roofing contractor is easier with this checklist for homeowners from the team behind the FORTIFIED building standard. For example, your insurer may offer a discounts for FORTIFIED designations or for some of the key elements included in the standard (e.g. window protection, impact-resistant shingles, or hurricane straps). Insurance Discounts - Insurers in your area offer discounts on homeowners insurance premiums for homes with a FORTIFIED designation. Interested in protecting more than just your roof, or do you want to protect something other than a single-family home from severe weather?
In addition to the roof system addressed in the Fortified Roof level, the FORTIFIED Home™ Silver level addresses windows, doors and attached structures. In addition to the roof system addressed in the Fortified Roof level, the FORTIFIED Home™ Silver level addresses windows, doors, chimneys and attached structures. Depending on where your home is located, it may be better to replace it sooner rather than later. As your home’s first line of defense, your roofing system prevents water from entering your home and causing a cascade of damage.
Remodeling or building a home to FORTIFIED standards may take time and money, but some of the cost could be recouped through incentive programs and reduced insurance premiums. Anyone can use the construction upgrades required by the FORTIFIED standard to improve their home’s resistance to storms. However, some types of residential construction are not eligible for a FORTIFIED designation.
Knockout Inspections will conduct a professional, non-invasive home inspection of the property, designed to provide a snapshot of the observable condition of the home and related systems at the time of inspection. Does the home have the appropriate resilience upgrades for hurricanes? Your Evaluator will work with your contractor to determine which materials are appropriate and acceptable for the job. Knockout Inspections is an IBHS Approved FORTIFIED Evaluator,and can ensure that homes under construction or renovation meet the requirements to receive the FORTIFIED designation. There are mandated insurance discounts in many coastal states, including Alabama and Mississippi, for homes that have achieved a FORTIFIED designation.
Collectively, these severe weather events caused approximately $100 billion in damage, and IBHS post-storm studies generally show that between 70% and 90% of related insurance claims include damage to the roof. We can connect you to a FORTIFIED professional who will help you get a new roof that can stand up to the next storm. 01 Find a Contractor To get a FORTIFIED designation, you’ll need a contractor and an independent evaluator who will verify that FORTIFIED standards are applied. FORTIFIED is a voluntary construction and re-roofing Program designed to strengthen multifamily dwellings against specific types of severe weather such as high winds, hail, hurricanes and even tornados. A Gold designation requires a more invasive inspection and has a greater project cost. However, the Gold designation also provides the most significant reduction in insurance premiums and highest level of protection of all designations within the FEH program.
We can help you figure out the best next steps for your situation, if you answer these five questions. The Silver designation is the second level in the FEH designations. To achieve the Silver designation, the home must meet the requirements of the Bronze designation in addition to the retrofits specific to the Silver designation. This unique systems-based approach requires documenting and verifying all aspects of construction to make sure homes and businesses are built to the standard. Not only does Fortified Inspections meet all your Fortified needs, we also specialize in residential home inspections serving Baldwin, Mobile and Escambia Counties. With over 20 years of construction and inspection experience, Fortified Inspections delivers a thorough inspection, giving clients a peace of mind towards the purchase of their new home.
With each inspection, you will receive a report detailing conditions of the home exterior, roof, electrical, plumbing, HVAC system, kitchen, laundry, bedrooms, bathrooms, living spaces, attic, foundation and much more. Enter your email, and we’ll send your personalized “Get FORTIFIED” packet, including a list of FORTIFIED-trained roofers and evaluators in your area. Contractors across the country are growing their businesses by meeting the increasing demand for stronger, more resilient homes. Houses built or re-roofed to the FORTIFIED Home™ standard are ready to stand up to Mother Nature.
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